SmartDebit Direct® is the perfect solution for Direct Debit & Direct Credits
The complete solution
SmartDebit Direct® is a simple-to-use, secure and powerful Direct Debit and Direct Credit Bacs file submission solution.
SmartDebit Direct® allows our customers to upload, validate and submit files to Bacs, including the option for three-stage authorisation of files. Our customers can upload files and retrieve reports via the intuitive web portal or directly via a secure private directory structure (SFTP).
SmartDebit encrypt traffic to Bacs using dedicated Hardware Security Modules (HSM), which replace the need for our customers to have individual smart cards and smart card readers that are often bulky to carry around and costly. This automates much of the process and enhances the security and performance of submissions. If you require enhanced security login for individuals, we offer SmartDebit’s Yubikey service: a secure portable two-factor authentication service built into a small USB key.
Features of SmartDebit Direct®
Simple drag and drop function to bulk upload zipped or individual files
Fast file validation including full modulus checks
Multiple role configuration, allowing separate upload, approval and authorisation of files
View/download reports for reconciliation of files sent
View/download reports for new payers and reconciliation
Yubikey Secure Authentication
The YubiKey is in essence a second authentication method based on a unique physical USB token which cannot be duplicated or recorded. It provides a second level of authentication, whereby the user must enter the right login credentials and have the Yubikey to hand, in order to log in successfully. Yubikeys are assigned to individual users and cannot be transferred.
Yubikeys have several advantages over traditional smart cards. They don’t require additional card-readers or complex software to be installed. Any computer which can use a USB keyboard can use the YubiKey, regardless of the computer hardware, operating system or system drivers. Yubikeys are easy to operate, easy to transport, safe and secure. No transfer of non-security related data means the YubiKey will never be a vector for viruses, Trojans or other malware.