Online Payments

Everything you need to accept card payments with SmartDebit and CashFlows

We’ve teamed up with CashFlows to provide simple, secure and reliable card payments solutions. Unlike traditional acquirers who rely on underwriting policies and procedures set by head-office or set for one type of merchant and retro-fitted to another, CashFlows work directly with their merchants to assess risk on a case by case basis at speed.

Pragmatic Approach To Risk

Over many years they have honed their onboarding processes. Using expert underwriters and automated systems they will have you set up to accept card payments quickly and with minimum hassle.

Supporting A Range Of Sectors

We support a range of sectors and partners from financial services and lending through to retail, local authority and education.


Public Sector

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Online Retail

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Financial Services

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Digital Entertainment

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Great Customer Service

CashFlows customer service experts are proud to provide omni-channel support from their offices in Cambridgeshire, UK.

Data And Insight

Improving efficiencies and reducing costs is a key priority for any business. CashFlows have a range of features from fraud detection and dispute management to a reporting suite so you can see all your sales in real-time, anytime.

Suitable For Organisations Of All Sizes

CashFlows services enable merchants at all levels to process payments quickly and efficiently with the latest cloud-based technology



For small to medium sized organisations looking for a simple solution to accept card payments.

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For large organisations looking for a customised solution processing a higher volume of transactions per month.

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FinTech Acquirer

As a FinTech acquirer, CashFlows own and operate their own bespoke technology, so they're not hamstrung by legacy. That’s legacy technology or mindsets around connectivity, customer service and risk management. As a cloud-based, API-first acquirer CashFlows allow customers to take advantage of the latest 21st century back-end technology.

About CashFlows

CashFlows are a merchant acquirer that aim to maximise payment acceptance for their customers through more right-first-time sales, fewer declines and disputed sales. They achieve this through a combination of purpose-built technology, innovation and expertise.

Flexible plans to suit organisations of all sizes from start-ups to global corporations




For small and medium organisations with smaller transaction volumes

For larger organisations with higher transaction volumes

Start improving your cashflow

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