From real-time accounting to automated marketing, virtual assistants and data analytics, technology continues to fuel business growth and customer-centricity and the payments space is no different. A new wave of FinTech is not just looking to give more control to…
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Technological innovation coupled with a surge in online shopping is changing the payments sector, exposing banks to fresh competition and consumers to greater security threats. In 2017 alone, unauthorised financial fraud amounted to a huge £732 million. This has prompted…
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The revised Payment Services Directive (PSD2) and Open Banking were officially launched on 13 January 2018. The Open Banking initiative gives third parties (such as fintechs and tech companies) access to data held by the main retail banks. This promises…
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A revised Payment Services Directive (PSD2) was implemented on 13 January 2018. The original directive (PSD) was adopted in 2007, creating a single market for payments and thus the legal foundation for a Single Euro Payments Area (SEPA). Technological innovation…
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